We are not financial advisors. Any information provided on this website, in emails, or in conversation is not intended as investment or financial advice. It is information based on our experience as a New Zealand motor vehicle dealer and finance broker. The information we present is of a general nature and should be used as a starting point for your own research and due diligence.
In accordance with and support of the Credit Contracts and Consumer Finance Act 2003 (NZ), we will require confirmation of your income and expenditure as listed on the application form.
You should seek professional investment or financial advice before making any decisions.
All repayment calculations, interest rates, and loan terms displayed on this site are indicative only and based on assumed average inputs (typically 10.15% p.a. over a 48-month term with no deposit). Final figures are set by the lender after a formal credit assessment and may differ. Fees and lending criteria apply.
References to approval timeframes, soft-check eligibility, and "24-hour decisions" are typical examples, not guarantees. All applications are subject to the credit policies of our panel lenders. We do not control or guarantee any lender's decision on your application.
Vehicle prices, specifications, photographs and availability shown on the site are subject to change without notice. Stock may not always reflect current availability. Confirm details with our team before making any decisions.
The Car Place is a registered New Zealand motor vehicle trader (MVT Number: M0513150) and finance broker. We work with a panel of NZ-licensed lenders and are not ourselves a lender. We do not provide credit directly.
The Car Place is committed to protecting your privacy and maintaining the security of the information you provide to us. We abide by the laws relating to privacy and the safeguarding of information.
You authorise The Car Place to send this application to third parties (the Finance Company) and agree that either The Car Place or the Finance Company may do the following:
You understand that The Car Place or the Finance Company is asking for your personal information to conduct a credit check with a credit reporting agency. The credit reporting agency will give us personal information about you.
You understand that The Car Place or the Finance Company will give your personal information to a credit reporting agency, and they will hold that information and use it to provide their credit reporting service.
You authorise any third party to provide your personal information to The Car Place for any of these purposes during and after the process of applying for finance.
You understand that if we disclose your personal information to a credit reporting agency, they may hold your information on their credit reporting database and use it for providing credit reporting services and for any other lawful purpose, and they may disclose your information to their subscribers for the purpose of credit checking or debt collection or any other lawful purpose.
You understand that we may use credit reporting services in the future for purposes related to the provision of credit to you. This may include credit reporting monitoring services that include updates if information about you changes.
You understand that The Car Place is authorised to disclose your personal information and financial information to disclosed referral partners for the purposes of providing additional products and services.
I/We shall have access to my/our personal information and retain the right to request correction.
I/We confirm that we are no less than 18 years of age, and I/We are not an undischarged bankrupt. I/We confirm that we have disclosed any other names that I/We are known by. I/We also confirm that all information I/We provide is accurate, up-to-date, complete, relevant, and not misleading. I/We certify as the applicant(s) that I/We have read and understood the provisions contained in this application.
