Free 3-year mechanical warranty included on every car · worth $3,000+ Our prices are WAYYYYYYYYYYYYYYYYYYYYYYYYYYY better 24-hour finance approvals · soft credit check, no hit to your score
The Car Place
NZ car finance, done properly

Get approved for a car loan in 24 hours. No hit to your credit score.

Soft check only. Approved first, then pick the car.

Free 3-year mechanical warranty · worth $3,000+
Step 1 of 3 · Tell us about you 33%

Tell us about you

The basics so we know who's applying and how to reach you.

Identity & where you live

Upload your ID and tell us about your living situation. Stays private, used only for the application.

Your co-applicant

Same basics for the second person on the loan.

Co-applicant identity

Upload their ID and tell us about their living situation.

About the loan

Last bit. Tell us about the car you're after and where you heard about us.

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Enter $1 if you're just exploring.
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How much will you put down?

Verify and confirm

Last bit. Verify your mobile and tick the consents to submit your application.

Sending code to —

Unfortunately, we can't take your application

Based on your answer to the $500+/week income question on Step 1, you don't meet our lender panel's minimum income requirement, so we can't submit a finance application for you right now.

If your answer was wrong, you can go back and update it. Or have the team reach out about other options.

Want the team to reach out?

Application received.

We've got everything we need. One of the team will be in touch within 24 hours with your approval and next steps. If you're in a rush, give us a call and ask for the finance team.

Real reviews

What our customers say.

★★★★★

This is our second time working with the team at The Car Place, and once again they exceeded all our expectations. Made the entire finance process smooth, stress-free, and easy to understand.

ML
Mika L.
Auckland · Toyota Corolla
★★★★★

Great team to work with. Very helpful. Good communication. With a great outcome. Thanks team 👍

JC
Joshua C.
Auckland · Suzuki Swift
★★★★★

Highly recommend the team at The Car Place! Huge thank you to the team. Blown away by their dedication and expertise. Made everything hassle-free.

RM
Raj M.
North Shore · Honda Fit
★★★★★

Excellent experience from start to finish. The entire process was smooth, efficient, and stress-free. Professional, responsive, and genuinely committed to outstanding service.

JM
Joseph M.
Wellington · Mazda CX-5
★★★★★

Highly recommend, fast and always available to talk when you have questions and will always make it work for you.

CW
Connor W.
Hamilton · Ford Ranger
★★★★★

The communication and service was absolutely awesome. Very friendly to consult with, A+ highly recommend. Thank you.

PM
Phyllis M.
Christchurch · Mitsubishi Outlander
★★★★★

Awesome team they had me sorted out within a day. Highly recommend this company, thanks team.

SL
Shane L.
Manukau · Toyota Hilux
Continue application Takes 60 seconds. Soft credit check only.